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Paynnt
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Privacy

What we do with your data.

Plain-language notice of what we collect, who sees it, and how long we keep it. Updated .

Who we are

This notice covers Paynnt: the website, the API, and the payment rail. Paynnt shares its account system with Xaish, so one sign-in covers both. Questions: privacy@xaish.com or /contact.

What we collect

Fraud and risk screening

Sends of $50 or more are screened for fraud before they go out. The transaction context is sent to an AI provider for that analysis; today that provider is Anthropic (Claude). Anthropic is contractually restricted from training its general models on API customer prompts under its current commercial API terms.

Processors we use

We do not sell personal information. We do not share it for cross-context behavioral advertising.

Payment data and wallets

Card data never touches our servers.

Cookies

The only first-party cookie we set is the session cookie. It is strictly necessary to stay signed in. Details: Cookie notice.

How long we keep it

Your rights

You can ask for a copy of your data, a correction, or deletion, or close the account. Email privacy@xaish.com. We respond within 30 days. If you are in a jurisdiction with additional privacy rights (including the EU/UK GDPR and California CPRA), we will honor those requests through the same address.

International transfers

Anthropic and Resend may process data in the United States. Using the service means that transfer. If you need a data-processing addendum or SCCs for a paid enterprise contract, ask legal@xaish.com.

Children

Paynnt is not directed at children under 16. We do not knowingly collect their data.

Changes

We bump the date at the top of this page when the notice changes. Material changes to how we handle personal data are emailed to subscriber-tier accounts.